HDFC IndianOil Credit Card vs ICICI MakeMyTrip Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC IndianOil Credit Card
HDFC Bank
Mid-RangeVS
ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-Range*
Different Reward Types
Card 1 gives ⛽ Fuel Points while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹999
Effective Rate
(cash value)
5.0% vs 1.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | HDFC IndianOil Credit Card | ICICI MakeMyTrip Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹999 |
| Annual Fee | ₹500 | ₹999 |
| Fee Waiver | Spend ₹50K annually | Spend ₹2.99L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⛽Fuel Points | ⭐Reward Points |
| Effective Cash Value | 5% | 1% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹4.2L |
HDFC IndianOil Credit Card is Best For
IndianOil loyalists spending ₹5K/month on fuel
Watch Out
- • Only works at IndianOil pumps
- • Max benefit ₹250/month (effective ~0.5% on ₹50K fuel spend)
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC IndianOil Credit Card wins!
Score: 64vsScore: 24
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