Last updated: |Data verified from official bank sources
💰
Best Cashback Cards
Get real money back on every purchase
Can't decide?
Compare the top 2 cards in this category
18 cards foundCalculate rewards for your spending →
FE
Editor's Pick
Jupiter Edge Plus
Federal Bank/CSB Bank
FREE
per year
Reward: 5%
Lounge: 1/quarter
E-commerce shoppers (10% on major platforms)
AX
Axis Ace
Axis Bank
₹499
per year
Reward: 1.5%
Lounge: 4/year
Android users paying bills via Google Pay
YE
Kiwi RuPay Credit Card
Yes Bank
FREE
per year
Reward: 1.5%
Lounge: 3/year with Neon
Heavy UPI users (₹1.5L+/month)
HS
HSBC Live+ Credit Card
HSBC India
₹999
per year
Reward: 1.5%
Dining and grocery heavy spenders
HD
HDFC Millennia
HDFC Bank
₹1K
per year
Reward: 1%
Forex: 3.5%
Lounge: 8/year
Online shoppers on major platforms
HD
HDFC Swiggy Credit Card
HDFC Bank
₹500
per year
Reward: 1%
Heavy Swiggy users
IC
Amazon Pay ICICI Credit Card
ICICI Bank
FREE
per year
Reward: 1%
Amazon Prime members
AX
Axis Flipkart Credit Card
Axis Bank
₹500
per year
Reward: 1%
Lounge: 0 (removed June 2025)
Flipkart/Myntra shoppers
SB
SBI Cashback Credit Card
SBI Card
₹999
per year
Reward: 1%
Simple 5% online cashback seekers
ST
Standard Chartered Smart
Standard Chartered
₹499
per year
Reward: 1%
Simple online cashback seekers
FE
Fi AmpliFi Credit Card
Federal Bank
FREE
per year
Reward: 1%
0Lifestyle brand spenders (20+ partners)
KO
Kotak Cashback+
Kotak Mahindra Bank
₹750
per year
Reward: 1%
Grocery and food delivery spenders
HD
HDFC UPI RuPay Credit Card
HDFC Bank
₹99
per year
Reward: 1%
UPI-linked credit card users
HD
HDFC Freedom
HDFC Bank
₹500
per year
Reward: 0.67%
Forex: 3.5%
Entry-level card for app-based spending
HD
HDFC MoneyBack Plus
HDFC Bank
₹500
per year
Reward: 0.5%
First credit card for beginners
FE
Fi MagniFi Credit Card
Federal Bank/AU Bank
FREE
per year
Reward: 0.5%
Weekend spenders + brand discount hunters
CI
Citi Cashback
Citibank
₹500
per year
Reward: 0.5%
Utility bill payers
HD
HDFC MoneyBack
HDFC Bank
₹500
per year
Reward: 0.25%
Basic HDFC entry card
Explore Other Categories
Frequently Asked Questions
What is the best cashback cards in India 2026?▼
The best cashback cards in India for 2026 is Jupiter Edge Plus from Federal Bank/CSB Bank, offering e-commerce shoppers (10% on major platforms).
How many cashback cards are available in India?▼
We compare 18 cashback cards from top Indian banks including HDFC, Axis, SBI, ICICI, and more.
How do I choose the right cashback cards?▼
Consider your spending patterns, required features like cashback rates, annual fees, and eligibility requirements. Use our Card Finder quiz for personalized recommendations.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023