Last updated: |Data verified from official bank sources
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Best Travel & Lounge Cards
Free airport lounges and travel perks
Can't decide?
Compare the top 2 cards in this category
63 cards foundCalculate rewards for your spending →
HD
Editor's Pick
HDFC Infinia Metal
HDFC Bank
₹13K
per year
Reward: 3.33%
Forex: 2%
Lounge: Unlimited
Premium travelers spending ₹10L+/year
HD
HDFC Diners Club Black
HDFC Bank
₹10K
per year
Reward: 3.33%
Forex: 2%
Lounge: Unlimited
High spenders at large merchants
IC
ICICI Emeralde Private Metal
ICICI Bank
₹12K
per year
Reward: 4%
Forex: 1.5%
Lounge: Unlimited
Ultra HNI customers
SB
SBI Card AURUM
SBI Card
₹10K
per year
Reward: 3%
Forex: 1.99%
Lounge: Unlimited
SBI's top-tier offering
AX
Axis Magnus
Axis Bank
₹13K
per year
Reward: 6%
Forex: 2%
Lounge: Unlimited
Travelers with high spend
AM
Amex Platinum Charge Card
American Express
₹78K
per year
Reward: 2.5%
Forex: 3.5%
Lounge: Unlimited
Ultra luxury travelers with ₹77K to spare
FE
Scapia Federal Credit Card
Federal Bank
FREE
per year
Reward: 10%
0Lounge: Unlimited
Best zero forex + zero fee travel card
KO
Kotak White Reserve
Kotak Mahindra Bank
₹13K
per year
Reward: 2.5%
Forex: 2%
Lounge: Unlimited
Ultra-premium lifestyle with unlimited lounges
IN
IndusInd Pinnacle
IndusInd Bank
₹0
per year
Reward: 2.5%
Forex: 3.5%
Lounge: Unlimited
Premium lifestyle spenders wanting no annual fee
HS
HSBC Premier Credit Card
HSBC India
₹20K
per year
Reward: 1.33%
Forex: 0.99%
Lounge: Unlimited
HSBC Premier banking customers
IC
ICICI Emeralde
ICICI Bank
₹12K
per year
Reward: 4%
Forex: 1.5%
Lounge: Unlimited
ICICI's wealth management customers
AX
Axis Reserve
Axis Bank
₹50K
per year
Reward: 12.5%
Forex: 1.5%
Lounge: Unlimited
Ultra HNI invite-only customers
CI
Citi Prestige
Citibank
₹20K
per year
Reward: 4%
Forex: 3.5%
Lounge: Unlimited
Ultra premium (existing cardholders)
AU
AU Zenith Plus
AU Small Finance Bank
₹5K
per year
Reward: 1%
Forex: 0.99%
Lounge: 16/year
Ultra-low forex (0.99%) international travelers
HD
HDFC Regalia Gold
HDFC Bank
₹3K
per year
Reward: 2.66%
Forex: 2%
Lounge: 12/year
Mid-tier spenders wanting lounge access
HD
HDFC Regalia
HDFC Bank
₹3K
per year
Reward: 2.66%
Forex: 2%
Lounge: 12/year
Upgrade path to Infinia
HD
HDFC Diners Club Privilege
HDFC Bank
₹1K
per year
Reward: 2.66%
Lounge: 12/year
Step-up to DCB with Diners network
HD
HDFC Millennia
HDFC Bank
₹1K
per year
Reward: 1%
Forex: 3.5%
Lounge: 8/year
Online shoppers on major platforms
AM
Amex Platinum Travel Card
American Express
₹5K
per year
Reward: 2%
Lounge: 8/year
Milestone spenders aiming for Taj voucher
AU
AU Ixigo Credit Card
AU Small Finance Bank
FREE
per year
Reward: 2.5%
0Lounge: 8/year
Budget travelers (if grandfathered on zero forex)
RB
RBL Bank Icon
RBL Bank
₹5K
per year
Reward: 2%
Forex: 3.5%
Lounge: 8/year
10X rewards on international + weekend dining
HD
HDFC Tata Neu Infinity
HDFC Bank
₹1K
per year
Reward: 1.5%
Lounge: 4/year
Tata ecosystem shoppers
IC
ICICI Sapphiro
ICICI Bank
₹4K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/quarter
Premium lifestyle spenders
AX
Axis Ace
Axis Bank
₹499
per year
Reward: 1.5%
Lounge: 4/year
Android users paying bills via Google Pay
SB
SBI BPCL Octane
SBI Card
₹1K
per year
Reward: 1%
Lounge: 4/year
BPCL loyalists spending ₹10K+/month on fuel
ST
Standard Chartered Ultimate
Standard Chartered
₹5K
per year
Reward: 3.33%
Forex: 2%
Lounge: 4/quarter
High reward rate including utilities/insurance
KO
Kotak Air+
Kotak Mahindra Bank
₹3K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Frequent travelers earning Air Miles
BA
BOB Premier Credit Card
Bank of Baroda
FREE
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Free premium card with travel benefits
PU
PNB Global Platinum
Punjab National Bank
₹2K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
PNB's premium Visa offering
CA
Canara Mastercard World
Canara Bank
₹3K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Canara's premium offering
UN
Union RuPay Select
Union Bank of India
₹2K
per year
Reward: 4%
Lounge: 4/quarter
Premium Union Bank card with lounges
AX
Axis Privilege
Axis Bank
₹2K
per year
Reward: 3%
Forex: 3.5%
Lounge: 4/year
Mid-premium Axis lifestyle card
AM
Amex Platinum Reserve
American Express
₹10K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Amex semi-premium tier
CI
Citi PremierMiles
Citibank
₹3K
per year
Reward: 4%
Forex: 3.5%
Lounge: 4/year via Priority Pass
Miles collectors (existing cardholders)
YE
Kiwi RuPay Credit Card
Yes Bank
FREE
per year
Reward: 1.5%
Lounge: 3/year with Neon
Heavy UPI users (₹1.5L+/month)
IC
ICICI Rubyx
ICICI Bank
₹2K
per year
Reward: 2%
Lounge: 2/quarter
Mid-tier ICICI upgrade
SB
SBI Card ELITE
SBI Card
₹5K
per year
Reward: 2%
Forex: 1.99%
Lounge: 2/quarter
Movie lovers + travelers
AX
Axis Select
Axis Bank
₹3K
per year
Reward: 5%
Forex: 3.5%
Lounge: 2/quarter (spend ₹50K required)
Lifestyle spenders wanting Priority Pass
SB
SBI Card PRIME
SBI Card
₹3K
per year
Reward: 2%
Lounge: 2/quarter
Dining & grocery heavy spenders
KO
Kotak Zen Signature
Kotak Mahindra Bank
₹2K
per year
Reward: 3.33%
Lounge: 2/quarter (₹60K spend required for LTF variant)
Fashion and lifestyle shopping
IN
IndusInd Tiger
IndusInd Bank
FREE
per year
Reward: 6%
Lounge: 2/quarter (8/year)
LTF card with lounge access
IN
IndusInd Crest
IndusInd Bank
₹10K
per year
Reward: 1%
Forex: 3.5%
Lounge: 2/quarter
Invite-only premium IndusInd card
IN
IndusInd Avios Visa Infinite
IndusInd Bank
₹5K
per year
Reward: 1.5%
Forex: 1.5%
Lounge: 2/quarter via Priority Pass
British Airways and OneWorld alliance flyers
RB
RBL Bank Insignia
RBL Bank
₹7K
per year
Reward: 5%
Forex: 1.5%
Lounge: 2/quarter (₹35K spend req)
RBL's top-tier HNI card
RB
RBL World Safari
RBL Bank
₹3K
per year
Reward: 2%
0Lounge: 2/quarter (₹35K spend prev quarter)
0% forex markup international travelers
PU
PNB RuPay Platinum
Punjab National Bank
₹499
per year
Reward: 2%
Lounge: 2/quarter
PSU bank customers wanting RuPay benefits
PU
PNB RuPay Select
Punjab National Bank
₹750
per year
Reward: 1.33%
Forex: 3.5%
Lounge: 2/quarter
PSU bank customers wanting lounge access + insurance
CA
Canara RuPay Select
Canara Bank
FREE
per year
Reward: 2%
Lounge: 2/quarter
Free premium RuPay with lounges
AX
Axis Platinum
Axis Bank
₹200
per year
Reward: 2%
Lounge: 2/year
Axis platinum tier with lounge
IC
ICICI Coral
ICICI Bank
₹500
per year
Reward: 2%
Lounge: 1/quarter
Entry to ICICI credit cards
AX
Axis MyZone
Axis Bank
₹500
per year
Reward: 2%
Lounge: 1/quarter
Entry card for movies & dining
ID
IDFC FIRST Select
IDFC FIRST Bank
FREE
per year
Reward: 3%
Forex: 1.99%
Lounge: 1/quarter (₹20K spend required from Apr 2026)
Best lifetime free card overall
FE
Jupiter Edge Plus
Federal Bank/CSB Bank
FREE
per year
Reward: 5%
Lounge: 1/quarter
E-commerce shoppers (10% on major platforms)
RB
RBL Platinum Maxima
RBL Bank
₹2K
per year
Reward: 2%
Lounge: 1/quarter (₹35K spend req from Jul 2025)
Mid-tier rewards with lounge
HD
HDFC Marriott Bonvoy
HDFC Bank
₹3K
per year
Reward: 2%
Forex: 3.5%
Marriott loyalists
IC
ICICI MakeMyTrip Credit Card
ICICI Bank
₹999
per year
Reward: 1%
MakeMyTrip regular users
AX
Axis Flipkart Credit Card
Axis Bank
₹500
per year
Reward: 1%
Lounge: 0 (removed June 2025)
Flipkart/Myntra shoppers
SB
IRCTC SBI Card Premier
SBI Card
₹1K
per year
Reward: 0.8%
Frequent train travelers (AC class)
IN
IndusInd Legend
IndusInd Bank
₹0
per year
Reward: 1.5%
Forex: 1.8%
Lounge: Discontinued Mar 2025
Low forex markup (1.8%) international spenders
IN
IndusInd Pioneer Heritage
IndusInd Bank
₹25K
per year
Reward: 1%
Forex: 3.5%
Lounge: Unlimited via LoungeKey
Ultra HNI IndusInd customers
BA
BOB Eterna Credit Card
Bank of Baroda
₹2K
per year
Reward: 3%
Forex: 2%
Lounge: Unlimited (₹40K quarterly spend req)
BOB's premium travel card
BA
IRCTC BOB RuPay Credit Card
Bank of Baroda
₹350
per year
Reward: 2%
Railway travelers
PU
PNB EaseMyTrip Platinum
Punjab National Bank
₹499
per year
Reward: 2%
EaseMyTrip travelers
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Frequently Asked Questions
What is the best travel & lounge cards in India 2026?▼
The best travel & lounge cards in India for 2026 is HDFC Infinia Metal from HDFC Bank, offering premium travelers spending ₹10l+/year.
How many travel & lounge cards are available in India?▼
We compare 63 travel & lounge cards from top Indian banks including HDFC, Axis, SBI, ICICI, and more.
How do I choose the right travel & lounge cards?▼
Consider your spending patterns, required features like lounge access, annual fees, and eligibility requirements. Use our Card Finder quiz for personalized recommendations.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023