Last updated: |Data verified from official bank sources
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Super Premium Cards
Top-tier cards with exclusive benefits
Can't decide?
Compare the top 2 cards in this category
19 cards foundCalculate rewards for your spending →
HD
Editor's Pick
HDFC Infinia Metal
HDFC Bank
₹13K
per year
Reward: 3.33%
Forex: 2%
Lounge: Unlimited
Premium travelers spending ₹10L+/year
HD
HDFC Diners Club Black
HDFC Bank
₹10K
per year
Reward: 3.33%
Forex: 2%
Lounge: Unlimited
High spenders at large merchants
AM
Amex Platinum Charge Card
American Express
₹78K
per year
Reward: 2.5%
Forex: 3.5%
Lounge: Unlimited
Ultra luxury travelers with ₹77K to spare
IC
ICICI Emeralde Private Metal
ICICI Bank
₹12K
per year
Reward: 4%
Forex: 1.5%
Lounge: Unlimited
Ultra HNI customers
AX
Axis Reserve
Axis Bank
₹50K
per year
Reward: 12.5%
Forex: 1.5%
Lounge: Unlimited
Ultra HNI invite-only customers
ST
Standard Chartered Ultimate
Standard Chartered
₹5K
per year
Reward: 3.33%
Forex: 2%
Lounge: 4/quarter
High reward rate including utilities/insurance
KO
Kotak White Reserve
Kotak Mahindra Bank
₹13K
per year
Reward: 2.5%
Forex: 2%
Lounge: Unlimited
Ultra-premium lifestyle with unlimited lounges
SB
SBI Card AURUM
SBI Card
₹10K
per year
Reward: 3%
Forex: 1.99%
Lounge: Unlimited
SBI's top-tier offering
IN
IndusInd Pioneer Heritage
IndusInd Bank
₹25K
per year
Reward: 1%
Forex: 3.5%
Lounge: Unlimited via LoungeKey
Ultra HNI IndusInd customers
IC
ICICI Emeralde
ICICI Bank
₹12K
per year
Reward: 4%
Forex: 1.5%
Lounge: Unlimited
ICICI's wealth management customers
AX
Axis Magnus
Axis Bank
₹13K
per year
Reward: 6%
Forex: 2%
Lounge: Unlimited
Travelers with high spend
IN
IndusInd Avios Visa Infinite
IndusInd Bank
₹5K
per year
Reward: 1.5%
Forex: 1.5%
Lounge: 2/quarter via Priority Pass
British Airways and OneWorld alliance flyers
RB
RBL Bank Insignia
RBL Bank
₹7K
per year
Reward: 5%
Forex: 1.5%
Lounge: 2/quarter (₹35K spend req)
RBL's top-tier HNI card
IN
IndusInd Pinnacle
IndusInd Bank
₹0
per year
Reward: 2.5%
Forex: 3.5%
Lounge: Unlimited
Premium lifestyle spenders wanting no annual fee
HS
HSBC Premier Credit Card
HSBC India
₹20K
per year
Reward: 1.33%
Forex: 0.99%
Lounge: Unlimited
HSBC Premier banking customers
CI
Citi Prestige
Citibank
₹20K
per year
Reward: 4%
Forex: 3.5%
Lounge: Unlimited
Ultra premium (existing cardholders)
IN
IndusInd Crest
IndusInd Bank
₹10K
per year
Reward: 1%
Forex: 3.5%
Lounge: 2/quarter
Invite-only premium IndusInd card
BA
BOB Eterna Credit Card
Bank of Baroda
₹2K
per year
Reward: 3%
Forex: 2%
Lounge: Unlimited (₹40K quarterly spend req)
BOB's premium travel card
AM
Amex Platinum Reserve
American Express
₹10K
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Amex semi-premium tier
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Frequently Asked Questions
What is the best super premium cards in India 2026?▼
The best super premium cards in India for 2026 is HDFC Infinia Metal from HDFC Bank, offering premium travelers spending ₹10l+/year.
How many super premium cards are available in India?▼
We compare 19 super premium cards from top Indian banks including HDFC, Axis, SBI, ICICI, and more.
How do I choose the right super premium cards?▼
Consider your spending patterns, required features like premium benefits, annual fees, and eligibility requirements. Use our Card Finder quiz for personalized recommendations.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023