Amazon Pay ICICI Credit Card vs Amex SmartEarn
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Amex SmartEarn
American Express
Entry*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹495
Effective Rate
(cash value)
1.0% vs 0.7%
Lounge Access
None vs None
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Amex SmartEarn |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹0 |
| Annual Fee | FREE | ₹495 |
| Fee Waiver | None | Spend ₹40K annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.7% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹4.5L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 21
Related Comparisons
Amazon Pay ICICI Credit Card vs HDFC Tata Neu Plus
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC MoneyBack Plus
HDFC Bank
Amazon Pay ICICI Credit Card vs ICICI Emeralde Private Metal
ICICI Bank
Amazon Pay ICICI Credit Card vs ICICI Sapphiro
ICICI Bank
Amazon Pay ICICI Credit Card vs ICICI Coral
ICICI Bank
Amazon Pay ICICI Credit Card vs ICICI Rubyx
ICICI Bank