Amazon Pay ICICI Credit Card vs SBI Card ELITE
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
SBI Card ELITE
SBI Card
Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹5K
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | SBI Card ELITE |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹5K |
| Annual Fee | FREE | ₹5K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | - | 1.99% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹9.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
SBI Card ELITE is Best For
Movie lovers + travelers
Watch Out
- • Air insurance discontinued Jul 2025
- • Trident/Vistara membership removed
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 33
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