Amex Membership Rewards Card vs Axis Reserve
Detailed comparison of these two popular credit cards
Amex Membership Rewards Card
American Express
Mid-RangeVS
Winner
Axis Reserve
Axis Bank
Super PremiumAnnual Fee
₹5K vs ₹50K
Effective Rate
(cash value)
0.7% vs 6.3%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Amex Membership Rewards Card | Axis Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹50K |
| Annual Fee | ₹5K | ₹50K |
| Fee Waiver | None | None |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 6.25% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | - |
Amex Membership Rewards Card is Best For
Regular spenders making 4+ transactions/month
Watch Out
- • Fuel excluded from Jun 2025
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 21vsScore: 111
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