Axis Ace vs PNB RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
Axis Ace
Axis Bank
Mid-RangeVS
PNB RuPay Platinum
Punjab National Bank
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹499 vs ₹499
Effective Rate
(cash value)
1.5% vs 0.5%
Lounge Access
4/year vs 2/quarter
Detailed Comparison
| Feature | Axis Ace | PNB RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹499 | ₹0 |
| Annual Fee | ₹499 | ₹499 |
| Fee Waiver | Spend ₹2L annually | Spend ₹50K annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1.5% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 4/year | 2/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.0L | ₹3.0L |
Axis Ace is Best For
Android users paying bills via Google Pay
Watch Out
- • 5% GPay cashback only on Android
- • iOS users can't use GPay feature
PNB RuPay Platinum is Best For
PSU bank customers wanting RuPay benefits
View PNB RuPay Platinum DetailsOur Verdict
Based on overall features and value,
Axis Ace wins!
Score: 35vsScore: 19
