Last updated: |Data verified from official bank sources
Mid-Range
Axis Ace
Axis Bank
Best for: Android users paying bills via Google Pay
₹499
Annual Fee
1.5%
Reward Rate
N/A
Forex Markup
4/year
Domestic Lounge
None
Intl Lounge
Best for: Android users paying bills via Google Pay
Things to Watch Out For
- •5% GPay cashback only on Android
- •iOS users can't use GPay feature
Fees & Charges
Joining Fee₹499
Annual Fee₹499
Fee WaiverSpend ₹2L annually
Rewards
TypeCashback
Base Rate1.5%
Effective Return1.5%
Accelerated Categories
Google Pay Bill Payments5% (5%)cap: ₹500/month combined
Swiggy/Zomato/Ola4% (4%)cap: ₹500/month combined
Lounge Access
Domestic4/year
InternationalNone
Eligibility
Minimum Income₹4.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for Axis Ace?▼
Axis Ace has an annual fee of ₹499. Spend ₹2L annually
What rewards does Axis Ace offer?▼
Axis Ace offers 1.5% on all spends, with an effective value of 1.5%.
Does Axis Ace have lounge access?▼
Yes, Axis Ace offers 4/year domestic lounge visits per quarter.
What is the minimum income required for Axis Ace?▼
The minimum income requirement for Axis Ace is ₹4.0 lakhs per annum.
Information sourced from Axis Bank official website. Last verified: February 2026.
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