Axis Atlas vs HDFC Diners Club Black
Detailed comparison of these two popular credit cards

Axis Atlas
Axis Bank
PremiumVS
Winner

HDFC Diners Club Black
HDFC Bank
Super Premium*
Different Reward Types
Card 1 gives ✈️ Airline Miles while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹5K vs ₹10K
Effective Rate
(cash value)
1.0% vs 1.7%
Lounge Access
8-18 based on tier vs Unlimited
Detailed Comparison
| Feature | Axis Atlas | HDFC Diners Club Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹10K |
| Annual Fee | ₹5K | ₹10K |
| Fee Waiver | None | Spend ₹5L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ✈️Airline Miles | ⭐Reward Points |
| Effective Cash Value | 1% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 8-18 based on tier | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹12.0L | ₹15.0L |
Axis Atlas is Best For
N/A - Card discontinued
Watch Out
- • DISCONTINUED for new applicants
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 18vsScore: 65





