Axis Magnus vs HDFC Diners Club Black
Detailed comparison of these two popular credit cards
Winner
Axis Magnus
Axis Bank
Super PremiumVS
HDFC Diners Club Black
HDFC Bank
Super PremiumAnnual Fee
₹13K vs ₹10K
Effective Rate
(cash value)
3.0% vs 1.7%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Magnus | HDFC Diners Club Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹10K |
| Annual Fee | ₹13K | ₹10K |
| Fee Waiver | Spend ₹25L annually | Spend ₹5L annually |
| Forex Markup | 2% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 3% | 1.67% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹24.0L | ₹15.0L |
Axis Magnus is Best For
Travelers with high spend
Watch Out
- • Monthly milestone benefit discontinued
- • Two major devaluations in 2024-25
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
Axis Magnus wins!
Score: 76vsScore: 65
