Axis Neo vs HDFC MoneyBack Plus

Detailed comparison of these two popular credit cards

Axis Neo

Axis Neo

Axis Bank

Entry
VS
Winner
HDFC MoneyBack Plus

HDFC MoneyBack Plus

HDFC Bank

Entry
*

Different Reward Types

Card 1 gives Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.

Annual Fee
₹250 vs ₹500
Effective Rate
(cash value)
0.2% vs 0.5%
Lounge Access
None vs None

Detailed Comparison

FeatureAxis NeoHDFC MoneyBack Plus
Fees & Charges
Joining Fee
₹250
₹500
Annual Fee
₹250
₹500
Fee Waiver
None
Spend ₹50K annually
Forex Markup
-
-
Rewards
Reward Type
Reward Points
💵Cashback
Effective Cash Value
0.2%
0.5%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹2.4L
₹3.0L

Axis Neo is Best For

Entry-level Axis card

View Axis Neo Details

HDFC MoneyBack Plus is Best For

First credit card for beginners

View HDFC MoneyBack Plus Details

Our Verdict

Based on overall features and value,

HDFC MoneyBack Plus wins!

Score: 11vsScore: 17

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