BOB Select Credit Card vs ICICI Sapphiro
Detailed comparison of these two popular credit cards
BOB Select Credit Card
Bank of Baroda
Mid-RangeVS
Winner
ICICI Sapphiro
ICICI Bank
PremiumAnnual Fee
₹500 vs ₹4K
Effective Rate
(cash value)
0.3% vs 0.5%
Lounge Access
None vs 4/quarter
Detailed Comparison
| Feature | BOB Select Credit Card | ICICI Sapphiro |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹7K |
| Annual Fee | ₹500 | ₹4K |
| Fee Waiver | Spend ₹75K annually | Spend ₹6L annually |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 0.5% |
Lounge Access | ||
| Domestic Lounges | None | 4/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹18.0L |
BOB Select Credit Card is Best For
Mid-tier BOB card with bonus categories
View BOB Select Credit Card DetailsOur Verdict
Based on overall features and value,
ICICI Sapphiro wins!
Score: 15vsScore: 24
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