Last updated: |Data verified from official bank sources
Mid-Range
BOB Select Credit Card
Bank of Baroda
Best for: Mid-tier BOB card with bonus categories
₹500
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Mid-tier BOB card with bonus categories
Fees & Charges
Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹75K annually
Rewards
TypePoints
Base Rate1 pt/₹100
Effective Return1%
Accelerated Categories
Dining/Utility/Online5 pts/₹100 (5%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.6L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for BOB Select Credit Card?▼
BOB Select Credit Card has an annual fee of ₹500. Spend ₹75K annually
What rewards does BOB Select Credit Card offer?▼
BOB Select Credit Card offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does BOB Select Credit Card have lounge access?▼
BOB Select Credit Card does not include complimentary lounge access.
What is the minimum income required for BOB Select Credit Card?▼
The minimum income requirement for BOB Select Credit Card is ₹3.6 lakhs per annum.
Information sourced from Bank of Baroda official website. Last verified: February 2026.
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PlasticMoney Research Team
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