HDFC IndianOil Credit Card vs ICICI Coral
Detailed comparison of these two popular credit cards
Winner
HDFC IndianOil Credit Card
HDFC Bank
Mid-RangeVS
ICICI Coral
ICICI Bank
Mid-Range*
Different Reward Types
Card 1 gives ⛽ Fuel Points while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹500
Effective Rate
(cash value)
5.0% vs 0.5%
Lounge Access
None vs 1/quarter
Detailed Comparison
| Feature | HDFC IndianOil Credit Card | ICICI Coral |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹500 |
| Annual Fee | ₹500 | ₹500 |
| Fee Waiver | Spend ₹50K annually | Spend ₹1.5L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⛽Fuel Points | ⭐Reward Points |
| Effective Cash Value | 5% | 0.5% |
Lounge Access | ||
| Domestic Lounges | None | 1/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.6L |
HDFC IndianOil Credit Card is Best For
IndianOil loyalists spending ₹5K/month on fuel
Watch Out
- • Only works at IndianOil pumps
- • Max benefit ₹250/month (effective ~0.5% on ₹50K fuel spend)
Our Verdict
Based on overall features and value,
HDFC IndianOil Credit Card wins!
Score: 64vsScore: 19
Related Comparisons
HDFC IndianOil Credit Card vs HDFC Infinia Metal
HDFC Bank
HDFC IndianOil Credit Card vs HDFC Diners Club Black
HDFC Bank
HDFC IndianOil Credit Card vs HDFC Regalia Gold
HDFC Bank
HDFC IndianOil Credit Card vs HDFC Regalia
HDFC Bank
HDFC IndianOil Credit Card vs HDFC Millennia
HDFC Bank
HDFC IndianOil Credit Card vs HDFC Swiggy Credit Card
HDFC Bank