Last updated: |Data verified from official bank sources
Fact-checkedby PlasticMoney Research TeamLearn more
ICICI Coral
Mid-Range

ICICI Coral

ICICI Bank

Best for: Entry to ICICI credit cards

₹500
Annual Fee
2%
Reward Rate
N/A
Forex Markup
1/quarter
Domestic Lounge
None
Intl Lounge
Best for: Entry to ICICI credit cards

Fees & Charges

Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹1.5L annually

Rewards

TypePoints
Base Rate2 pts/₹100
Effective Return2%

Lounge Access

Domestic1/quarter
InternationalNone

Eligibility

Minimum Income₹3.6L/year
Available on: Visa, Mastercard, RuPay

Frequently Asked Questions

What is the annual fee for ICICI Coral?
ICICI Coral has an annual fee of ₹500. Spend ₹1.5L annually
What rewards does ICICI Coral offer?
ICICI Coral offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does ICICI Coral have lounge access?
Yes, ICICI Coral offers 1/quarter domestic lounge visits per quarter.
What is the minimum income required for ICICI Coral?
The minimum income requirement for ICICI Coral is ₹3.6 lakhs per annum.

Information sourced from ICICI Bank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023