HDFC Marriott Bonvoy vs ICICI Emeralde
Detailed comparison of these two popular credit cards
HDFC Marriott Bonvoy
HDFC Bank
PremiumVS
Winner
ICICI Emeralde
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives 🏨 Hotel Points while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹3K vs ₹12K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | HDFC Marriott Bonvoy | ICICI Emeralde |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹3K | ₹12K |
| Annual Fee | ₹3K | ₹12K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | 🏨Hotel Points | ⭐Reward Points |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹30.0L |
Our Verdict
Based on overall features and value,
ICICI Emeralde wins!
Score: 24vsScore: 57
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