Last updated: |Data verified from official bank sources
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ICICI Emeralde
Super Premium

ICICI Emeralde

ICICI Bank

Best for: ICICI's wealth management customers

₹12K
Annual Fee
4%
Reward Rate
1.5%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: ICICI's wealth management customers

Fees & Charges

Joining Fee₹12K
Annual Fee₹12K
Fee WaiverNone
Forex Markup1.5%

Rewards

TypePoints
Base Rate4 pts/₹100
Effective Return4%

Lounge Access

DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded

Eligibility

Minimum Income₹30.0L/year
For ICICI Wealth customers
Available on: Visa

Frequently Asked Questions

What is the annual fee for ICICI Emeralde?
ICICI Emeralde has an annual fee of ₹12000. None
What rewards does ICICI Emeralde offer?
ICICI Emeralde offers 4 pts/₹100 on all spends, with an effective value of 1%.
Does ICICI Emeralde have lounge access?
Yes, ICICI Emeralde offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for ICICI Emeralde?
The minimum income requirement for ICICI Emeralde is ₹30.0 lakhs per annum.

Information sourced from ICICI Bank official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023