HDFC Regalia Gold vs ICICI MakeMyTrip Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Regalia Gold
HDFC Bank
PremiumVS
ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-RangeAnnual Fee
₹3K vs ₹999
Effective Rate
(cash value)
1.3% vs 1.0%
Lounge Access
12/year vs None
Detailed Comparison
| Feature | HDFC Regalia Gold | ICICI MakeMyTrip Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹3K | ₹999 |
| Annual Fee | ₹3K | ₹999 |
| Fee Waiver | Spend ₹4L annually | Spend ₹2.99L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.33% | 1% |
Lounge Access | ||
| Domestic Lounges | 12/year | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹12.0L | ₹4.2L |
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 51vsScore: 24
