HDFC Diners Club Black vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
HDFC Regalia Gold
HDFC Bank
PremiumAnnual Fee
₹10K vs ₹3K
Effective Rate
(cash value)
1.7% vs 1.3%
Lounge Access
Unlimited vs 12/year
Detailed Comparison
| Feature | HDFC Diners Club Black | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹3K |
| Annual Fee | ₹10K | ₹3K |
| Fee Waiver | Spend ₹5L annually | Spend ₹4L annually |
| Forex Markup | 2% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 12/year |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹15.0L | ₹12.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 51
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