HDFC Regalia Gold vs ICICI Manchester United Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Regalia Gold
HDFC Bank
PremiumVS
ICICI Manchester United Platinum
ICICI Bank
Mid-RangeAnnual Fee
₹3K vs ₹499
Effective Rate
(cash value)
1.3% vs 0.5%
Lounge Access
12/year vs None
Detailed Comparison
| Feature | HDFC Regalia Gold | ICICI Manchester United Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹3K | ₹499 |
| Annual Fee | ₹3K | ₹499 |
| Fee Waiver | Spend ₹4L annually | Spend ₹1L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.33% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 12/year | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹12.0L | ₹4.0L |
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
ICICI Manchester United Platinum is Best For
Manchester United fans
View ICICI Manchester United Platinum DetailsOur Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 51vsScore: 16
