HDFC Tata Neu Plus vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards

HDFC Tata Neu Plus
HDFC Bank
EntryVS
Winner

ICICI Emeralde Private Metal
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives 🪙 Tata NeuCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹499 vs ₹12K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | HDFC Tata Neu Plus | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹499 | ₹12K |
| Annual Fee | ₹499 | ₹12K |
| Fee Waiver | Spend ₹1L annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 🪙Tata NeuCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹42.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 23vsScore: 58





