HDFC Tata Neu Plus vs ICICI Emeralde Private Metal

Detailed comparison of these two popular credit cards

HDFC Tata Neu Plus

HDFC Tata Neu Plus

HDFC Bank

Entry
VS
Winner
ICICI Emeralde Private Metal

ICICI Emeralde Private Metal

ICICI Bank

Super Premium
*

Different Reward Types

Card 1 gives 🪙 Tata NeuCoins while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
₹499 vs ₹12K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs Unlimited

Detailed Comparison

FeatureHDFC Tata Neu PlusICICI Emeralde Private Metal
Fees & Charges
Joining Fee
₹499
₹12K
Annual Fee
₹499
₹12K
Fee Waiver
Spend ₹1L annually
Spend ₹10L annually
Forex Markup
-
1.5%
Rewards
Reward Type
🪙Tata NeuCoins
Reward Points
Effective Cash Value
1%
1%
Lounge Access
Domestic Lounges
None
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹3.0L
₹42.0L

HDFC Tata Neu Plus is Best For

Entry card for Tata shoppers

View HDFC Tata Neu Plus Details

ICICI Emeralde Private Metal is Best For

Ultra HNI customers

View ICICI Emeralde Private Metal Details

Our Verdict

Based on overall features and value,

ICICI Emeralde Private Metal wins!

Score: 23vsScore: 58

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