Last updated: |Data verified from official bank sources
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ICICI Emeralde Private Metal
Super Premium

ICICI Emeralde Private Metal

ICICI Bank

Best for: Ultra HNI customers

₹12K
Annual Fee
4%
Reward Rate
1.5%
Forex Markup
Unlimited
Domestic Lounge
Unlimited
Intl Lounge
Best for: Ultra HNI customers

Fees & Charges

Joining Fee₹12K
Annual Fee₹12K
Fee WaiverSpend ₹10L annually
Forex Markup1.5%

Rewards

TypePoints
Base Rate4 pts/₹100
Effective Return4%

Lounge Access

DomesticUnlimited
InternationalUnlimited
Priority PassIncluded

Eligibility

Minimum Income₹42.0L/year
Invite-only, Private Banking customers
Available on: Visa Infinite

Frequently Asked Questions

What is the annual fee for ICICI Emeralde Private Metal?
ICICI Emeralde Private Metal has an annual fee of ₹12499. Spend ₹10L annually
What rewards does ICICI Emeralde Private Metal offer?
ICICI Emeralde Private Metal offers 4 pts/₹100 on all spends, with an effective value of 1%.
Does ICICI Emeralde Private Metal have lounge access?
Yes, ICICI Emeralde Private Metal offers Unlimited domestic lounge visits and Unlimited international lounge visits per quarter.
What is the minimum income required for ICICI Emeralde Private Metal?
The minimum income requirement for ICICI Emeralde Private Metal is ₹42.0 lakhs per annum.

Information sourced from ICICI Bank official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023