Amazon Pay ICICI Credit Card vs AU Ixigo Credit Card
Detailed comparison of these two popular credit cards
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Winner
AU Ixigo Credit Card
AU Small Finance Bank
Entry*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs FREE
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
None vs 8/year
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | AU Ixigo Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | FREE |
| Annual Fee | FREE | FREE |
| Fee Waiver | None | None |
| Forex Markup | - | 0% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 1.25% |
Lounge Access | ||
| Domestic Lounges | None | 8/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
AU Ixigo Credit Card is Best For
Budget travelers (if grandfathered on zero forex)
Watch Out
- • Zero forex removed for new cardholders
- • Lounge now requires ₹20K/quarter spend
- • International rewards removed Dec 2024
Our Verdict
Based on overall features and value,
AU Ixigo Credit Card wins!
Score: 43vsScore: 50
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