Last updated: |Data verified from official bank sources
Entry
AU Ixigo Credit Card
AU Small Finance Bank
Best for: Budget travelers (if grandfathered on zero forex)
FREE
Annual Fee
2.5%
Reward Rate
N/A
Forex Markup
8/year
Domestic Lounge
1/year
Intl Lounge
Best for: Budget travelers (if grandfathered on zero forex)
Things to Watch Out For
- •Zero forex removed for new cardholders
- •Lounge now requires ₹20K/quarter spend
- •International rewards removed Dec 2024
Fees & Charges
Joining FeeFREE
Annual FeeFREE
0Rewards
TypePoints
Base Rate5 pts/₹200 offline, 10 online
Effective Return2.5%
Accelerated Categories
Ixigo bookings10% discount (10%)
Lounge Access
Domestic8/year
International1/year
Note: ₹20K/quarter spend required from Apr 2025
Eligibility
Minimum Income₹3.0L/year
Welcome Benefits
Benefit1000 points + ₹1000 ixigo voucher
Estimated Value₹1K
Available on: Visa, RuPay
Frequently Asked Questions
What is the annual fee for AU Ixigo Credit Card?▼
AU Ixigo Credit Card is a lifetime free card with no annual fee.
What rewards does AU Ixigo Credit Card offer?▼
AU Ixigo Credit Card offers 5 pts/₹200 offline, 10 online on all spends, with an effective value of 1.25%.
Does AU Ixigo Credit Card have lounge access?▼
Yes, AU Ixigo Credit Card offers 8/year domestic lounge visits and 1/year international lounge visits per quarter.
What is the minimum income required for AU Ixigo Credit Card?▼
The minimum income requirement for AU Ixigo Credit Card is ₹3.0 lakhs per annum.
Information sourced from AU Small Finance Bank official website. Last verified: February 2026.
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