Amazon Pay ICICI Credit Card vs Axis Flipkart Credit Card
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Axis Flipkart Credit Card
Axis Bank
EntryAnnual Fee
FREE vs ₹500
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs 0 (removed June 2025)
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Axis Flipkart Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹500 |
| Annual Fee | FREE | ₹500 |
| Fee Waiver | None | Spend ₹3.5L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | 🎯Flipkart SuperCoins |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | 0 (removed June 2025) |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 25
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