Amazon Pay ICICI Credit Card vs Standard Chartered Smart
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Standard Chartered Smart
Standard Chartered
EntryAnnual Fee
FREE vs ₹499
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Standard Chartered Smart |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹499 |
| Annual Fee | FREE | ₹499 |
| Fee Waiver | None | Spend ₹1.2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Standard Chartered Smart is Best For
Simple online cashback seekers
Watch Out
- • Min ₹2500 for redemption
- • May be discontinued
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 23
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