Amex Platinum Travel Card vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
Amex Platinum Travel Card
American Express
PremiumVS
Winner
HDFC Regalia Gold
HDFC Bank
PremiumAnnual Fee
₹5K vs ₹3K
Effective Rate
(cash value)
0.7% vs 1.3%
Lounge Access
8/year vs 12/year
Detailed Comparison
| Feature | Amex Platinum Travel Card | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹3K |
| Annual Fee | ₹5K | ₹3K |
| Fee Waiver | None | Spend ₹4L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 8/year | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹9.0L | ₹12.0L |
Amex Platinum Travel Card is Best For
Milestone spenders aiming for Taj voucher
View Amex Platinum Travel Card DetailsHDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 29vsScore: 51
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