Amex Platinum Travel Card vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Travel Card
American Express
PremiumVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹5K vs ₹500
Effective Rate
(cash value)
0.7% vs 1.0%
Lounge Access
8/year vs None
Detailed Comparison
| Feature | Amex Platinum Travel Card | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹500 |
| Annual Fee | ₹5K | ₹500 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.7% | 1% |
Lounge Access | ||
| Domestic Lounges | 8/year | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹9.0L | ₹3.0L |
Amex Platinum Travel Card is Best For
Milestone spenders aiming for Taj voucher
View Amex Platinum Travel Card DetailsOur Verdict
Based on overall features and value,
Amex Platinum Travel Card wins!
Score: 29vsScore: 25
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