Axis Ace vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Axis Ace
Axis Bank
Mid-RangeVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹499 vs ₹12K
Effective Rate
(cash value)
1.5% vs 1.0%
Lounge Access
4/year vs Unlimited
Detailed Comparison
| Feature | Axis Ace | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹499 | ₹12K |
| Annual Fee | ₹499 | ₹12K |
| Fee Waiver | Spend ₹2L annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1.5% | 1% |
Lounge Access | ||
| Domestic Lounges | 4/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹4.0L | ₹42.0L |
Axis Ace is Best For
Android users paying bills via Google Pay
Watch Out
- • 5% GPay cashback only on Android
- • iOS users can't use GPay feature
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 35vsScore: 58
