Axis Reserve vs HDFC Diners Club Black
Detailed comparison of these two popular credit cards
Winner
Axis Reserve
Axis Bank
Super PremiumVS
HDFC Diners Club Black
HDFC Bank
Super PremiumAnnual Fee
₹50K vs ₹10K
Effective Rate
(cash value)
6.3% vs 1.7%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Reserve | HDFC Diners Club Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹50K | ₹10K |
| Annual Fee | ₹50K | ₹10K |
| Fee Waiver | None | Spend ₹5L annually |
| Forex Markup | 1.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 6.25% | 1.67% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | - | ₹15.0L |
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 111vsScore: 65
