BOB Eterna Credit Card vs ICICI Coral
Detailed comparison of these two popular credit cards
Winner
BOB Eterna Credit Card
Bank of Baroda
Super PremiumVS

ICICI Coral
ICICI Bank
Mid-RangeAnnual Fee
₹2K vs ₹500
Effective Rate
(cash value)
0.8% vs 0.5%
Lounge Access
Unlimited (₹40K quarterly spend req) vs 1/quarter
Detailed Comparison
| Feature | BOB Eterna Credit Card | ICICI Coral |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹2K | ₹500 |
| Annual Fee | ₹2K | ₹500 |
| Fee Waiver | JF: ₹25K/60 days; AF: Spend ₹2.5L/year | Spend ₹1.5L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.75% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited (₹40K quarterly spend req) | 1/quarter |
| Priority Pass | No | - |
Eligibility | ||
| Min. Income | ₹18.0L | ₹3.6L |
BOB Eterna Credit Card is Best For
BOB's premium travel card
Watch Out
- • No Priority Pass despite premium positioning
- • Lounge requires ₹40K quarterly spend from Jan 2025
Our Verdict
Based on overall features and value,
BOB Eterna Credit Card wins!
Score: 22vsScore: 19
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