BOB Eterna Credit Card vs ICICI Coral

Detailed comparison of these two popular credit cards

Winner
BOB Eterna Credit Card

BOB Eterna Credit Card

Bank of Baroda

Super Premium
VS
ICICI Coral

ICICI Coral

ICICI Bank

Mid-Range
Annual Fee
₹2K vs ₹500
Effective Rate
(cash value)
0.8% vs 0.5%
Lounge Access
Unlimited (₹40K quarterly spend req) vs 1/quarter

Detailed Comparison

FeatureBOB Eterna Credit CardICICI Coral
Fees & Charges
Joining Fee
₹2K
₹500
Annual Fee
₹2K
₹500
Fee Waiver
JF: ₹25K/60 days; AF: Spend ₹2.5L/year
Spend ₹1.5L annually
Forex Markup
2%
-
Rewards
Reward Type
Reward Points
Reward Points
Effective Cash Value
0.75%
0.5%
Lounge Access
Domestic Lounges
Unlimited (₹40K quarterly spend req)
1/quarter
Priority Pass
No
-
Eligibility
Min. Income
₹18.0L
₹3.6L

BOB Eterna Credit Card is Best For

BOB's premium travel card

Watch Out
  • No Priority Pass despite premium positioning
  • Lounge requires ₹40K quarterly spend from Jan 2025
View BOB Eterna Credit Card Details

ICICI Coral is Best For

Entry to ICICI credit cards

View ICICI Coral Details

Our Verdict

Based on overall features and value,

BOB Eterna Credit Card wins!

Score: 22vsScore: 19

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