Last updated: |Data verified from official bank sources
Super Premium
BOB Eterna Credit Card
Bank of Baroda
Best for: BOB's premium travel card
₹2K
Annual Fee
3%
Reward Rate
2%
Forex Markup
Unlimited (₹40K quarterly spend req)
Domestic Lounge
None
Intl Lounge
Best for: BOB's premium travel card
Things to Watch Out For
- •No Priority Pass despite premium positioning
- •Lounge requires ₹40K quarterly spend from Jan 2025
Fees & Charges
Joining Fee₹2K
Annual Fee₹2K
Fee WaiverJF: ₹25K/60 days; AF: Spend ₹2.5L/year
Forex Markup2%
Rewards
TypePoints
Base Rate3 pts/₹100
Effective Return3%
Accelerated Categories
Travel/International6 pts/₹100 (6%)
Lounge Access
DomesticUnlimited (₹40K quarterly spend req)
InternationalNone
Eligibility
Minimum Income₹18.0L/year
Available on: Mastercard World
Frequently Asked Questions
What is the annual fee for BOB Eterna Credit Card?▼
BOB Eterna Credit Card has an annual fee of ₹2499. JF: ₹25K/60 days; AF: Spend ₹2.5L/year
What rewards does BOB Eterna Credit Card offer?▼
BOB Eterna Credit Card offers 3 pts/₹100 on all spends, with an effective value of 0.75%.
Does BOB Eterna Credit Card have lounge access?▼
Yes, BOB Eterna Credit Card offers Unlimited (₹40K quarterly spend req) domestic lounge visits and None international lounge visits per quarter.
What is the minimum income required for BOB Eterna Credit Card?▼
The minimum income requirement for BOB Eterna Credit Card is ₹18.0 lakhs per annum.
Information sourced from Bank of Baroda official website. Last verified: February 2026.
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