BOB Premier Credit Card vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
BOB Premier Credit Card
Bank of Baroda
PremiumVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
FREE vs ₹13K
Effective Rate
(cash value)
0.5% vs 1.7%
Lounge Access
4/year vs Unlimited
Detailed Comparison
| Feature | BOB Premier Credit Card | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹13K |
| Annual Fee | FREE | ₹13K |
| Fee Waiver | LTF till Mar 2026 | Spend ₹10L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 4/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹24.0L |
BOB Premier Credit Card is Best For
Free premium card with travel benefits
Watch Out
- • LTF offer valid till Mar 2026
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 38vsScore: 66
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