Last updated: |Data verified from official bank sources
Super Premium
HDFC Infinia Metal
HDFC Bank
Best for: Premium travelers spending ₹10L+/year
₹13K
Annual Fee
3.33%
Reward Rate
2%
Forex Markup
Unlimited
Domestic Lounge
Unlimited
Intl Lounge
Best for: Premium travelers spending ₹10L+/year
Things to Watch Out For
- •Invite-only card
- •SmartBuy portal needed for max value
Fees & Charges
Joining Fee₹13K
Annual Fee₹13K
Fee WaiverSpend ₹10L annually
Forex Markup2%
Rewards
TypePoints
Base Rate5 pts/₹150
Effective Return3.33%
Accelerated Categories
SmartBuy Hotels10X (33.3%)
SmartBuy Flights5X (16.65%)
Lounge Access
DomesticUnlimited
InternationalUnlimited
Priority PassIncluded
Eligibility
Minimum Income₹24.0L/year
Minimum CIBIL750+
Age Range21 - 60 years
Invite-only or upgrade from Regalia
Reward Exclusions
Fuel (partial)Wallet loadingRent
Spends in these categories won't earn reward points
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for HDFC Infinia Metal?▼
HDFC Infinia Metal has an annual fee of ₹12500. Spend ₹10L annually
What rewards does HDFC Infinia Metal offer?▼
HDFC Infinia Metal offers 5 pts/₹150 on all spends, with an effective value of 1.67%.
Does HDFC Infinia Metal have lounge access?▼
Yes, HDFC Infinia Metal offers Unlimited domestic lounge visits and Unlimited international lounge visits per quarter.
What is the minimum income required for HDFC Infinia Metal?▼
The minimum income requirement for HDFC Infinia Metal is ₹24.0 lakhs per annum.
Information sourced from HDFC Bank official website. Last verified: February 2026.
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