Last updated: |Data verified from official bank sources
Premium
BOB Premier Credit Card
Bank of Baroda
Best for: Free premium card with travel benefits
FREE
Annual Fee
2%
Reward Rate
3.5%
Forex Markup
4/year
Domestic Lounge
None
Intl Lounge
Best for: Free premium card with travel benefits
Things to Watch Out For
- •LTF offer valid till Mar 2026
Fees & Charges
Joining FeeFREE
Annual FeeFREE
Fee WaiverLTF till Mar 2026
Forex Markup3.5%
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Accelerated Categories
Travel/Dining/International5 pts/₹100 (5%)
Lounge Access
Domestic4/year
InternationalNone
Eligibility
Minimum Income₹6.0L/year
Welcome Benefits
Benefit500 bonus points
Estimated Value₹125
Available on: Visa
Frequently Asked Questions
What is the annual fee for BOB Premier Credit Card?▼
BOB Premier Credit Card is a lifetime free card with no annual fee.
What rewards does BOB Premier Credit Card offer?▼
BOB Premier Credit Card offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does BOB Premier Credit Card have lounge access?▼
Yes, BOB Premier Credit Card offers 4/year domestic lounge visits per quarter.
What is the minimum income required for BOB Premier Credit Card?▼
The minimum income requirement for BOB Premier Credit Card is ₹6.0 lakhs per annum.
Information sourced from Bank of Baroda official website. Last verified: February 2026.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023