BOB Premier Credit Card vs HDFC Marriott Bonvoy
Detailed comparison of these two popular credit cards
Winner
BOB Premier Credit Card
Bank of Baroda
PremiumVS
HDFC Marriott Bonvoy
HDFC Bank
Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 🏨 Hotel Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹3K
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
4/year vs None
Detailed Comparison
| Feature | BOB Premier Credit Card | HDFC Marriott Bonvoy |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹3K |
| Annual Fee | FREE | ₹3K |
| Fee Waiver | LTF till Mar 2026 | None |
| Forex Markup | 3.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | 🏨Hotel Points |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | 4/year | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹6.0L | ₹6.0L |
BOB Premier Credit Card is Best For
Free premium card with travel benefits
Watch Out
- • LTF offer valid till Mar 2026
Our Verdict
Based on overall features and value,
BOB Premier Credit Card wins!
Score: 38vsScore: 24
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