BOB Select Credit Card vs Scapia Federal Credit Card
Detailed comparison of these two popular credit cards
BOB Select Credit Card
Bank of Baroda
Mid-RangeVS
Winner
Scapia Federal Credit Card
Federal Bank
Mid-RangeAnnual Fee
₹500 vs FREE
Effective Rate
(cash value)
0.3% vs 2.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | BOB Select Credit Card | Scapia Federal Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | FREE |
| Annual Fee | ₹500 | FREE |
| Fee Waiver | Spend ₹75K annually | None |
| Forex Markup | - | 0% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 2% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹4.0L |
BOB Select Credit Card is Best For
Mid-tier BOB card with bonus categories
View BOB Select Credit Card DetailsScapia Federal Credit Card is Best For
Best zero forex + zero fee travel card
Watch Out
- • No international lounge access
- • No rewards on international spends
Our Verdict
Based on overall features and value,
Scapia Federal Credit Card wins!
Score: 15vsScore: 73
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