Last updated: |Data verified from official bank sources
Mid-Range
Scapia Federal Credit Card
Federal Bank
Best for: Best zero forex + zero fee travel card
FREE
Annual Fee
10%
Reward Rate
N/A
Forex Markup
Unlimited
Domestic Lounge
None
Intl Lounge
Best for: Best zero forex + zero fee travel card
Things to Watch Out For
- •No international lounge access
- •No rewards on international spends
Fees & Charges
Joining FeeFREE
Annual FeeFREE
0Rewards
TypePoints
Base Rate10 coins/₹100 (2%)
Effective Return10%
Accelerated Categories
Scapia App bookings20 coins/₹100 (20%)
Lounge Access
DomesticUnlimited
InternationalNone
Note: ₹10K/month on Visa, ₹15K on RuPay
Eligibility
Minimum Income₹4.0L/year
Cannot hold another Federal Bank card
Reward Exclusions
RentUtilitiesGovtFuelInternational
Spends in these categories won't earn reward points
Available on: Visa, RuPay
Frequently Asked Questions
What is the annual fee for Scapia Federal Credit Card?▼
Scapia Federal Credit Card is a lifetime free card with no annual fee.
What rewards does Scapia Federal Credit Card offer?▼
Scapia Federal Credit Card offers 10 coins/₹100 (2%) on all spends, with an effective value of 2%.
Does Scapia Federal Credit Card have lounge access?▼
Yes, Scapia Federal Credit Card offers Unlimited domestic lounge visits per quarter.
What is the minimum income required for Scapia Federal Credit Card?▼
The minimum income requirement for Scapia Federal Credit Card is ₹4.0 lakhs per annum.
Information sourced from Federal Bank official website. Last verified: February 2026.
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