Canara RuPay Platinum vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
Canara RuPay Platinum
Canara Bank
Mid-RangeVS
Winner
HDFC Regalia Gold
HDFC Bank
PremiumAnnual Fee
FREE vs ₹3K
Effective Rate
(cash value)
0.5% vs 1.3%
Lounge Access
None vs 12/year
Detailed Comparison
| Feature | Canara RuPay Platinum | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹3K |
| Annual Fee | FREE | ₹3K |
| Fee Waiver | None | Spend ₹4L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1.33% |
Lounge Access | ||
| Domestic Lounges | None | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹12.0L |
Canara RuPay Platinum is Best For
Free PSU bank card with railway lounge
View Canara RuPay Platinum DetailsHDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 32vsScore: 51
Related Comparisons
Canara RuPay Platinum vs HDFC Infinia Metal
HDFC Bank
Canara RuPay Platinum vs HDFC Diners Club Black
HDFC Bank
Canara RuPay Platinum vs HDFC Regalia
HDFC Bank
Canara RuPay Platinum vs HDFC Millennia
HDFC Bank
Canara RuPay Platinum vs HDFC Swiggy Credit Card
HDFC Bank
Canara RuPay Platinum vs HDFC Tata Neu Infinity
HDFC Bank