Last updated: |Data verified from official bank sources
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Canara RuPay Platinum
Mid-Range

Canara RuPay Platinum

Canara Bank

Best for: Free PSU bank card with railway lounge

FREE
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Free PSU bank card with railway lounge

Fees & Charges

Joining FeeFREE
Annual FeeFREE

Rewards

TypePoints
Base Rate2 pts/₹100
Effective Return2%

Lounge Access

DomesticNone
InternationalNone
Railway Lounge4/quarter

Eligibility

Minimum Income₹3.0L/year
Available on: RuPay

Frequently Asked Questions

What is the annual fee for Canara RuPay Platinum?▼
Canara RuPay Platinum is a lifetime free card with no annual fee.
What rewards does Canara RuPay Platinum offer?▼
Canara RuPay Platinum offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does Canara RuPay Platinum have lounge access?▼
Canara RuPay Platinum does not include complimentary lounge access.
What is the minimum income required for Canara RuPay Platinum?▼
The minimum income requirement for Canara RuPay Platinum is ₹3.0 lakhs per annum.

Information sourced from Canara Bank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023