Last updated: |Data verified from official bank sources
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Canara RuPay Platinum
Mid-Range

Canara RuPay Platinum

Canara Bank

Best for: Free PSU bank card with railway lounge

FREE
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Free PSU bank card with railway lounge

Fees & Charges

Joining FeeFREE
Annual FeeFREE

Rewards

TypePoints
Base Rate2 pts/₹100
Effective Return2%

Lounge Access

DomesticNone
InternationalNone
Railway Lounge4/quarter

Eligibility

Minimum Income₹3.0L/year
Available on: RuPay

Frequently Asked Questions

What is the annual fee for Canara RuPay Platinum?
Canara RuPay Platinum is a lifetime free card with no annual fee.
What rewards does Canara RuPay Platinum offer?
Canara RuPay Platinum offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does Canara RuPay Platinum have lounge access?
Canara RuPay Platinum does not include complimentary lounge access.
What is the minimum income required for Canara RuPay Platinum?
The minimum income requirement for Canara RuPay Platinum is ₹3.0 lakhs per annum.

Information sourced from Canara Bank official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023