HDFC Millennia vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
HDFC Millennia
HDFC Bank
Mid-RangeVS
Winner
HSBC Premier Credit Card
HSBC India
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹1K vs ₹20K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
8/year vs Unlimited
Detailed Comparison
| Feature | HDFC Millennia | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹12K |
| Annual Fee | ₹1K | ₹20K |
| Fee Waiver | Spend ₹1L annually | For HSBC Premier customers |
| Forex Markup | 3.5% | 0.99% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 8/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹36.0L |
HDFC Millennia is Best For
Online shoppers on major platforms
Watch Out
- • 5% cashback capped at ₹1000/month
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HSBC Premier Credit Card wins!
Score: 34vsScore: 59
