Last updated: |Data verified from official bank sources
Super Premium
HSBC Premier Credit Card
HSBC India
Best for: HSBC Premier banking customers
₹20K
Annual Fee
1.33%
Reward Rate
0.99%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: HSBC Premier banking customers
Fees & Charges
Joining Fee₹12K
Annual Fee₹20K
Fee WaiverFor HSBC Premier customers
Forex Markup0.99%
Rewards
TypePoints
Base Rate2 pts/₹150
Effective Return1.33%
Accelerated Categories
International5% (5%)
Dining5% (5%)
Lounge Access
DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹36.0L/year
TRB ₹40L or Salary ₹3L/month
Available on: Visa
Frequently Asked Questions
What is the annual fee for HSBC Premier Credit Card?▼
HSBC Premier Credit Card has an annual fee of ₹20000. For HSBC Premier customers
What rewards does HSBC Premier Credit Card offer?▼
HSBC Premier Credit Card offers 2 pts/₹150 on all spends, with an effective value of 1.33%.
Does HSBC Premier Credit Card have lounge access?▼
Yes, HSBC Premier Credit Card offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for HSBC Premier Credit Card?▼
The minimum income requirement for HSBC Premier Credit Card is ₹36.0 lakhs per annum.
Information sourced from HSBC India official website. Last verified: February 2026.
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