HDFC MoneyBack Plus vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
HDFC MoneyBack Plus
HDFC Bank
EntryVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹12K
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | HDFC MoneyBack Plus | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹12K |
| Annual Fee | ₹500 | ₹12K |
| Fee Waiver | Spend ₹50K annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹42.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 17vsScore: 58
