HDFC Regalia Gold vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
HDFC Regalia Gold
HDFC Bank
PremiumVS
Winner
HSBC Premier Credit Card
HSBC India
Super PremiumAnnual Fee
₹3K vs ₹20K
Effective Rate
(cash value)
1.3% vs 1.3%
Lounge Access
12/year vs Unlimited
Detailed Comparison
| Feature | HDFC Regalia Gold | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹3K | ₹12K |
| Annual Fee | ₹3K | ₹20K |
| Fee Waiver | Spend ₹4L annually | For HSBC Premier customers |
| Forex Markup | 2% | 0.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.33% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 12/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹12.0L | ₹36.0L |
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HSBC Premier Credit Card wins!
Score: 51vsScore: 59
