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HDFC Shoppers Stop Black vs HDFC Swiggy Credit Card

Detailed comparison of these two popular credit cards

HDFC Shoppers Stop Black

HDFC Shoppers Stop Black

HDFC Bank

Mid-Range
VS
Winner
HDFC Swiggy Credit Card

HDFC Swiggy Credit Card

HDFC Bank

Mid-Range
*

Different Reward Types

Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.

Annual Fee
₹5K vs ₹500
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
None vs None

Detailed Comparison

FeatureHDFC Shoppers Stop BlackHDFC Swiggy Credit Card
Fees & Charges
Joining Fee
₹5K
₹500
Annual Fee
₹5K
₹500
Fee Waiver
Spend ₹2L annually
Spend ₹2L annually
Forex Markup
-
-
Rewards
Reward Type
⭐Reward Points
💵Cashback
Effective Cash Value
0.33%
1%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹4.8L
₹3.0L

HDFC Shoppers Stop Black is Best For

Shoppers Stop loyal customers

View HDFC Shoppers Stop Black Details

HDFC Swiggy Credit Card is Best For

Heavy Swiggy users

View HDFC Swiggy Credit Card Details

Our Verdict

Based on overall features and value,

HDFC Swiggy Credit Card wins!

Score: 16vsScore: 25

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