Last updated: |Data verified from official bank sources
Mid-Range
HDFC Swiggy Credit Card
HDFC Bank
Best for: Heavy Swiggy users
₹500
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Heavy Swiggy users
Fees & Charges
Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹2L annually
Rewards
TypeCashback
Base Rate1%
Effective Return1%
Accelerated Categories
Swiggy10% (10%)cap: ₹1500/month
Online5% (5%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Minimum CIBIL680+
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for HDFC Swiggy Credit Card?▼
HDFC Swiggy Credit Card has an annual fee of ₹500. Spend ₹2L annually
What rewards does HDFC Swiggy Credit Card offer?▼
HDFC Swiggy Credit Card offers 1% on all spends, with an effective value of 1%.
Does HDFC Swiggy Credit Card have lounge access?▼
HDFC Swiggy Credit Card does not include complimentary lounge access.
What is the minimum income required for HDFC Swiggy Credit Card?▼
The minimum income requirement for HDFC Swiggy Credit Card is ₹3.0 lakhs per annum.
Information sourced from HDFC Bank official website. Last verified: February 2026.
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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023