HDFC Swiggy Credit Card vs ICICI MakeMyTrip Credit Card

Detailed comparison of these two popular credit cards

Winner
HDFC Swiggy Credit Card

HDFC Swiggy Credit Card

HDFC Bank

Mid-Range
VS
ICICI MakeMyTrip Credit Card

ICICI MakeMyTrip Credit Card

ICICI Bank

Mid-Range
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
₹500 vs ₹999
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs None

Detailed Comparison

FeatureHDFC Swiggy Credit CardICICI MakeMyTrip Credit Card
Fees & Charges
Joining Fee
₹500
₹999
Annual Fee
₹500
₹999
Fee Waiver
Spend ₹2L annually
Spend ₹2.99L annually
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
Reward Points
Effective Cash Value
1%
1%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹4.2L

HDFC Swiggy Credit Card is Best For

Heavy Swiggy users

View HDFC Swiggy Credit Card Details

ICICI MakeMyTrip Credit Card is Best For

MakeMyTrip regular users

View ICICI MakeMyTrip Credit Card Details

Our Verdict

Based on overall features and value,

HDFC Swiggy Credit Card wins!

Score: 25vsScore: 24

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