PlasticMoneyPlasticMoney

HDFC Swiggy Credit Card vs PNB RuPay Platinum

Detailed comparison of these two popular credit cards

Winner
HDFC Swiggy Credit Card

HDFC Swiggy Credit Card

HDFC Bank

Mid-Range
VS
PNB RuPay Platinum

PNB RuPay Platinum

Punjab National Bank

Mid-Range
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
₹500 vs ₹499
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter

Detailed Comparison

FeatureHDFC Swiggy Credit CardPNB RuPay Platinum
Fees & Charges
Joining Fee
₹500
₹0
Annual Fee
₹500
₹499
Fee Waiver
Spend ₹2L annually
Spend ₹50K annually
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
⭐Reward Points
Effective Cash Value
1%
0.5%
Lounge Access
Domestic Lounges
None
2/quarter
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹3.0L

HDFC Swiggy Credit Card is Best For

Heavy Swiggy users

View HDFC Swiggy Credit Card Details

PNB RuPay Platinum is Best For

PSU bank customers wanting RuPay benefits

View PNB RuPay Platinum Details

Our Verdict

Based on overall features and value,

HDFC Swiggy Credit Card wins!

Score: 25vsScore: 19

Related Comparisons

HDFC Infinia Metal
HDFC Swiggy Credit Card vs HDFC Infinia Metal
HDFC Bank
HDFC Diners Club Black
HDFC Swiggy Credit Card vs HDFC Diners Club Black
HDFC Bank
HDFC Regalia Gold
HDFC Swiggy Credit Card vs HDFC Regalia Gold
HDFC Bank
HDFC Regalia
HDFC Swiggy Credit Card vs HDFC Regalia
HDFC Bank
HDFC Millennia
HDFC Swiggy Credit Card vs HDFC Millennia
HDFC Bank
HDFC Tata Neu Infinity
HDFC Swiggy Credit Card vs HDFC Tata Neu Infinity
HDFC Bank