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HDFC Tata Neu Infinity vs ICICI Emeralde

Detailed comparison of these two popular credit cards

HDFC Tata Neu Infinity

HDFC Tata Neu Infinity

HDFC Bank

Premium
VS
Winner
ICICI Emeralde

ICICI Emeralde

ICICI Bank

Super Premium
*

Different Reward Types

Card 1 gives 🪙 Tata NeuCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
₹1K vs ₹12K
Effective Rate
(cash value)
1.5% vs 1.0%
Lounge Access
4/year vs Unlimited

Detailed Comparison

FeatureHDFC Tata Neu InfinityICICI Emeralde
Fees & Charges
Joining Fee
₹1K
₹12K
Annual Fee
₹1K
₹12K
Fee Waiver
Spend ₹3L annually
None
Forex Markup
-
1.5%
Rewards
Reward Type
🪙Tata NeuCoins
⭐Reward Points
Effective Cash Value
1.5%
1%
Lounge Access
Domestic Lounges
4/year
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹6.0L
₹30.0L

HDFC Tata Neu Infinity is Best For

Tata ecosystem shoppers

View HDFC Tata Neu Infinity Details

ICICI Emeralde is Best For

ICICI's wealth management customers

View ICICI Emeralde Details

Our Verdict

Based on overall features and value,

ICICI Emeralde wins!

Score: 33vsScore: 57

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